Webinar: How to retire, and STAY retired!
Enter your information for free access to our webinar and zero pressure consultation. I look forward to talking to you soon.
– Mike Huber
Create Your Account!
Financial planning is easy using our free tool where you can track your net worth, income, and spending. Our tool is free to use and we are here to help if you run into any questions or would like a second person to look over things.
Meet
Mike Huber
Mike is the founder of Huber Wealth Strategies and has been working with finances for over 30 years. Mike attended the University of South Dakota where he received a Bachelors in Business and Accounting and a Masters in Business Administration. He was an Accounting Executive in several states and in many industries, including; software, engineering, food production and steel fabrication. In 2014 he fulfilled a longtime dream and became a Financial Planner. With his Accounting background, he concentrates on developing a very detailed and ever evolving strategic plan with his clients. Mike enjoys regular communication in educating clients on their very unique strategy for their stage in life. Mike lives in Sioux Falls, SD with his wife and two small dogs.
Our
Process
1. Learn
During this initial phase we take the time to ask questions and listen to find out what is important to you and your family. We will ask questions like:
- What goals have you set for yourself and family now?
- Do you work with an accountant, attorney, insurance professional, or anyone else?
- What’s the most important thing we need to achieve?
- Do you feel that a financial plan would make your life easier?
- What kind of legacy do you want to leave for your family, community?
- What do you want your retirement to look like?
- What do you enjoy doing outside of your career?
2. Plan
Once we have completed our discovery process, we then put together an Investment Strategy, and Financial Plan. The Investment Strategy is a document that leads our overall direction. The Financial Plan takes into account current assets, savings capacity, life goals we have discussed, and your risk tolerance. We then communicate with you our advised investment model utilizing a diversified investment platform of equities, bonds, and alternative investments that compliment what you may already be doing at your work. We utilize forecasting and planning tools to assist us in developing a plan based on expectations and measurement. Once your plan has been developed, we will refer to it frequently and make updates as we move through life stages.
3. Implement
Our investment models are made up of broadly diversified mutual funds and ETFs (Exchange Traded Funds). We create portfolios that are completely transparent and do not utilize proprietary products. Our commitment is to our client and we will always provide unbiased advice.
4. Review
We will schedule reviews with you on a quarterly, semiannual or yearly basis to make modifications and make sure we are on track. Also, if a financial event takes place or is seen in the near future, we are always ready to make adjustments immediately. With tools we use, you always have a secure way of updating the plan if you desire.
FIDUCIARY RESPONSIBILITY
Legal Definition: An individual in whom another has placed the utmost trust and confidence to manage and protect property or money. The relationship wherein one person has an obligation to act for another’s benefit. We value the trust and confidence that our clients place in us and in return, it is not only our mission statement, it is our legal obligation to always put your interests first and provide objective, unbiased, advice and solutions. Our process is guided by the following principles:
a). Always transparent and never charge commissions, loads, or receive any types of “kick backs” from funds
c). Only use partners and investments that have no direct interest in our investment management
d). Every decision is first based on the question; “is this in the best interest of our client?”